Orion Digital Corp. Q4 FY2021 Earnings Call

Operator: Ladies and gentlemen, thank you for standing by. I will now introduce Mr. Craig Armitage of Investor Relations. Please go ahead, sir. Craig Armitage: Thank you, operator. Good afternoon, and thanks for joining us today, and thanks for your patience. Just a couple of quick notes before we get started. [Technical Difficulty] required by law. Information about these risks and uncertainties are included in our Q4 and year-end '21 filings, as well as periodic filings with regulators in Canada and the U.S., which you can find on SEDAR, EDGAR and the website. Second, today's discussion will include adjusted financial measures, which are non-IFRS measures. These should be considered as a supplement to and not as a substitute for IFRS measures, and you can find reconciliations in the filings. And lastly, the amounts today are discussed in Canadian dollars, unless otherwise indicated. We were a little delayed getting the presentation up. That was the cause of the delay and our normal practice, of course, is to have slides you will see that available PDF for download in the handouts panel. So I appreciate your patience again with that. And I'll turn the call over to Dave Feller to get us started. Dave? David Feller: Thanks, Craig. Thank you, and good afternoon. Welcome to our fourth quarter and year-end 2021 results conference call. I'm joined today by Greg Feller, our President and CFO. Last year was a transformative year in many aspects. We can't be more excited about the pr